A city-policy guide for solo founders evaluating Shanghai — China's largest economic center with city-wide OPC ecosystem building in 2026.
A one-bedroom apartment in Pudong/Xuhui costs ¥4,000-7,000, dining ¥3,000-5,000 — ¥12,000/month is only the most stripped-down budget. If you don't need face-to-face international clients or frequent financial cooperation, Hangzhou/Chengdu are significantly more economical.
Shanghai's minimum social insurance base is approximately ¥7,300/month, with company + individual contributions totaling about 40%, i.e. at least ¥2,900+/month. This is an unavoidable fixed expense after company registration.
Shanghai's foreign enterprises and fintech companies compete fiercely for talent with high salaries. However, unlike Beijing, Shanghai's international talent pool gives you more options — you don't necessarily have to compete with US big tech for talent.
Corporate and individual income tax incentives in the Lingang Special Area have clear policy windows. Verify the validity period and application conditions of current policies before deciding to settle in.
